Which task can an insurer delegate in the insurance process?

Underwriting is a task that an insurer can delegate in the insurance process. This is because underwriting involves assessing the risks associated with insuring a client or a property, determining coverage levels, and setting premium prices based on that assessment. Insurers often delegate underwriting to various specialized teams or third-party underwriting agencies that have expertise in specific areas of risk assessment, which can enhance efficiency and accuracy in the decision-making process.

Client acquisitions, policy marketing, and market segmentation are typically tasks that require a high level of strategic engagement directly from the insurer. These activities are essential for building and maintaining relationships with clients and understanding market dynamics, thus usually staying under the control of the insurer to ensure their brand and marketing strategies align with their business objectives.